Bob, a wealthy businessman, has a total of 1.5 billion Rupiah which he wants to invest in six months (1 February – 31 July 2015) to get abundant profits. Learning from the experience of his friends, Bob thinks that he should invest in many places instead of investing his money in one place. After passing through a careful calculation, Bob decided to divide the money 1.5 billion into 5 parts and invest in the form of shares, gold, property (house / land), deposits and Bitcoin.
Which investment is the most profitable? Let’s watch Bob’s trip!
Over the past six months, 300 million of Bob’s money deposited in the bank in the form of deposits increased by 13 million because he had an acquaintance in one of the banks that gave interest of 8.75%. But on the other hand, as much as 575.75 grams of gold that Bob bought with his 300 million, actually caused a loss of 26 million because the price of gold dropped dramatically compared to the purchase price in early February. Plus, Bob can only buy and sell his gold at a subscription shop that is open Monday through Friday only.
Bob now sees property investment which he thinks is the safest and most profitable. The house he bought in early February at a price of 295 million Rupiah, could provide a profit of 55 million if he sold it 6 months later. According to neighbors and marketing, the price of the house has now risen to 350 million since the beginning of July, but unfortunately one month has passed and Bob’s house has not been sold at that price. Prospective buyers bid at a lower price than the market price and Bob is now confused because he has not been able to enjoy the money from his investment.
Bob’s investment in the stock market turned out to also produce substantial losses! Bob, who could only invest in the Jakarta Composite Index when the stock market was opened and closed, was forced to lose 26.9 million due to the ‘fire’ IHSG at the beginning of August and made Bob’s portfolio burn.
The last 300 million Bob, he invested in Bitcoin. Bob was initially very skeptical about the investment in the middle of nowhere but he was a little interested because Bitcoin can be bought and sold whenever he wants, in contrast to the stock market or gold. Through the Indonesian Bitcoin market, Indodax, Bob bought Bitcoin at Rp 2,804,000 in early February and he resold on July 31 at Rp 3,886,100. Good thing he got, it stunned Bob! The investment that he underestimated turned out to make a profit of 115 million in just 6 months!
In the end, Bob drew the conclusion that he was quite happy even though some of his investments showed negative results. After adding up his investment results including the house that he had not yet sold, Bob still made a profit of 125 million Rupiah within 6 months. Bob felt that his decision to divide up his investment in many forms was far safer and more comfortable than choosing to invest in one place.
Well, Bitcoiners … If you have 1.5 billion Rupiah, what kind of investment will you do?